Evidence-backed red-flag explainer

Missing or thin financial schedules

The agreement references disclosure, assets, debts, or schedules that are absent, incomplete, or difficult to reconcile.

The document alone may not prove what information was delivered before signing.

49states with related records

142related authorities

2legal topics

Conditionalanalysis only

Manual editorial field guide

A missing schedule is a reason to investigate the disclosure record, not proof that nothing was disclosed. The useful work is to identify every referenced exhibit, reconstruct delivery, and compare the agreement’s recitals with outside financial records.

264 manually authored words · evidence tables continue below

Confirm what is actually missing

Inspect the table of contents, exhibit references, defined terms, page numbering, initials, and signature package. Ask for original paper and native electronic files. A scanning vendor may have omitted a page; parties may have signed separate exhibit sets; a later compilation may not be the execution copy. Describe the gap before explaining its possible importance.

Reconstruct disclosure independently

Build an asset-and-debt ledger from schedules, statements, tax returns, business records, valuations, email attachments, and data-room activity. Record when each item was delivered and which draft referred to it. A recital that disclosure occurred and a source record discussing waiver or knowledge belong in the analysis, but neither should be inflated into automatic proof.

Watch for innocent and serious explanations

A genuinely missing exhibit, an incomplete scan, a superseded schedule, and an intentionally withheld asset are different scenarios. The document cannot identify motive. A defensible report names the missing item, states the evidence searched, links the relevant sources, and proposes the next factual question without accusing anyone of concealment.

Questions for the document

What to ask before drawing a conclusion

Which schedules and exhibits does the signed text incorporate?
Is the reviewed copy complete and version-matched?
What evidence proves delivery before signing?
Do outside records reveal omitted or materially changed items?

Outside evidence

What the agreement cannot prove alone

Original agreement and all exhibits
Delivery emails and signing-platform logs
Statements, tax records, valuations, and debt files
Written waivers and evidence of independent knowledge

What the engine can notice

Signals found in source records.

Signals guide document search. They never prove that a legal standard applies or that the surrounding facts occurred.

incorporated schedulesfair disclosureasset scheduleincome and debtsdebt scheduleomitted assetwritten disclosure waiverasset and debt schedulesdisclosure waiverfinancial disclosurewaiver of disclosureincome disclosureasset characterasset extentobligation scheduleasset schedulesdisclosure recitalfull disclosureasset naturevalues and debtsasset listtruthful disclosureactual asset knowledgeprincipal assetsassets and debtsincome and debtlegal-right disclosuredisclosure timinglate asset scheduleasset magnitude

State evidence

Authorities connected to this issue.

Open a state guide for its complete package. The first related records are shown here for provenance.

Alabama

Ala. Code § 8-9-2(4) · An agreement, promise, or undertaking made upon consideration of marriage, other than mutual promises to marry, is void unless a writing or memorandum expresses the consideration and is subscribed by the party to be charged or an authorized person.
Ala. Code § 43-8-72 · A surviving spouse may waive some or all elective-share, homestead-allowance, exempt-property, and family-allowance rights before or after marriage through a written contract, agreement, or waiver signed after fair disclosure.

Alaska

Alaska Stat. § 09.25.010(a)(5) · An agreement made upon consideration of marriage, other than mutual promises to marry, is unenforceable against the party charged unless the agreement or a note or memorandum is written and subscribed by that party or an authorized agent.
Alaska Stat. § 34.77.090(a)–(b) · The separate Community Property Act instrument must be in a written document signed by both spouses, classify some or all property as community property, and begin with the statute's capital-letter warning; it is enforceable without consideration.

Arizona

A.R.S. § 25-202(A) · An Arizona premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
A.R.S. § 25-202(C)(2) · For the statutory unconscionability ground, Arizona also examines fair and reasonable disclosure, written waiver of further disclosure, and adequate knowledge of the other party's property or obligations.

Arkansas

Ark. Code Ann. § 9-11-402; 2017 Ark. Acts 654 · An agreement must be written, signed, and acknowledged by both parties; the 2017 amendment supplies four alternative acknowledgment methods.
Ark. Code Ann. § 9-11-406(a)(2), (c) · The execution-time unconscionability ground also requires no fair disclosure, no qualifying written waiver after consulting counsel, and no adequate financial knowledge.

California

Cal. Fam. Code § 1611 · A premarital agreement must be written and signed by both parties.
Cal. Fam. Code § 1615(a)–(b) · The enforcement framework addresses voluntary execution, unconscionability, disclosure, written waiver, and adequate knowledge.

Colorado

C.R.S. § 14-2-306 · An agreement must be in a record and signed by both parties and is enforceable without consideration.
C.R.S. § 14-2-309(1)(d), (4) · Before signing, a party needs reasonably accurate property, liability, and income information plus good-faith values, or adequate knowledge or a reasonable basis for it.

Connecticut

Conn. Gen. Stat. § 46b-36c · A Connecticut premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
Conn. Gen. Stat. § 46b-36g(a)(3) · Before execution, Connecticut requires fair and reasonable disclosure of the amount, character, and value of the other party's property, financial obligations, and income for this enforcement safeguard.

Delaware

13 Del. C. § 322 · A Delaware premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
13 Del. C. § 326(a)(2) · For Delaware's statutory unconscionability ground, the statute also examines fair and reasonable disclosure, written waiver of further disclosure, and adequate knowledge of the other party's property or financial obligations.

Florida

Fla. Stat. § 61.079(3) · A premarital agreement must be written and signed by both parties.
Fla. Stat. § 61.079(7)(a) · Florida addresses voluntary execution, fraud, duress, coercion, overreaching, and an unconscionability/disclosure framework.

Georgia

O.C.G.A. § 19-3-62 · For agreements governed by the current statute, an antenuptial agreement must be in writing, signed by both parties, and attested by at least two witnesses, one of whom must be a notary public.
Mallen v. Mallen, 280 Ga. 43, 622 S.E.2d 812 (2005) · Mallen held that general knowledge of the character and extent of assets and income could suffice on its record even without precise income figures and considered the duty to inquire absent fraud or misrepresentation.

Hawaii

Haw. Rev. Stat. § 572D-2 · A Hawaii premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
Haw. Rev. Stat. § 572D-6(a)(2) · Hawaii's execution-time unconscionability branch also requires no fair and reasonable disclosure, no voluntary express written waiver of further disclosure, and no adequate knowledge of the other party's property or financial obligations.

Idaho

Idaho Code §§ 32-917, 32-922 · An Idaho premarital agreement must be written and signed by both parties, is enforceable without consideration, and must also be executed and acknowledged or proved in the manner required for land conveyances.
Idaho Code § 32-925(1)(b), (3) · Idaho's execution-time unconscionability ground also requires all three statutory disclosure conditions: no fair and reasonable disclosure, no voluntary express written waiver, and no adequate knowledge of the other party's property or financial obligations.

Illinois

750 ILCS 10/3 · A premarital agreement must be written and signed by both parties.
750 ILCS 10/7(a), (c) · Illinois addresses voluntary execution and an unconscionability framework involving disclosure, written waiver, and adequate knowledge.

Indiana

Ind. Code § 31-11-3-4 · An Indiana premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
Harrill v. Harrill, 258 N.E.3d 1008, 1014–16 (Ind. Ct. App. 2025) · Harrill explains that Indiana generally imposes no absolute duty to identify every separate asset, but a duty may arise from unique facts or from the agreement's own disclosure promises; omitted accounts were classified under that agreement's text.

Iowa

Iowa Code § 596.4 (2026) · An Iowa premarital agreement must be in writing and signed by both prospective spouses and is enforceable without consideration other than marriage.
Iowa Code § 596.8(1)(c) (2026) · Iowa's disclosure ground examines whether the resisting party received fair and reasonable disclosure and lacked, or reasonably could not have had, adequate knowledge of the other spouse's property or financial obligations.

Kansas

K.S.A. § 23-2403 · A Kansas premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
K.S.A. § 23-2407(a)(2), (c) · Kansas's execution-time unconscionability ground also requires all three statutory disclosure conditions: no fair and reasonable disclosure, no voluntary express written waiver, and no adequate knowledge of the other party's property or financial obligations.

Kentucky

Ky. Rev. Stat. § 371.010(5) · An agreement made in consideration of marriage, other than mutual promises to marry, must be in writing and signed by the party to be charged or that party's authorized agent to support an action.
Gentry v. Gentry, 798 S.W.2d 928 (Ky. 1990) · Gentry recognizes divorce-related premarital property agreements that were freely, knowingly, and voluntarily executed after full disclosure, subject to review for defects, unconscionability, and materially changed circumstances.

Louisiana

La. Civ. Code art. 2331 · A matrimonial agreement made before or during marriage must be an authentic act or an act under private signature duly acknowledged by the spouses.
Acurio v. Acurio, 2016-C-1395 (La. May 3, 2017), 224 So. 3d 935 · A private-signature premarital agreement must be duly acknowledged before marriage; later acknowledgment does not cure the missing pre-marriage form without satisfying the during-marriage regime-change rules.

Maine

19-A M.R.S. § 603 (2025) · A Maine premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
19-A M.R.S. § 608(1)(B), (3) (2025) · Maine's execution-time unconscionability ground also examines fair and reasonable disclosure, express written waiver, and adequate knowledge of the other party's property or financial obligations.

Maryland

Cannon v. Cannon, 384 Md. 537, 865 A.2d 563 (2005) · Cannon restates Maryland's antenuptial-agreement framework, including the confidential relationship, enforcement burden, overreaching, disclosure or knowledge, voluntariness, counsel opportunity, and execution-time fairness.
Cannon v. Cannon, 384 Md. 537, 865 A.2d 563 (2005) · Maryland has no comprehensive UPAA-style execution statute; Cannon reviewed a signed and notarized written agreement but did not create a universal statutory witness, notary, or waiting-period safe harbor.

Massachusetts

Mass. Gen. Laws ch. 209, § 25 · Before marriage, parties may make a written contract concerning property or rights of action held when marriage occurs; its limitations take effect upon marriage as if in a deed.
Rosenberg v. Lipnick, 377 Mass. 666, 389 N.E.2d 385 (1979) · The waiving party must be informed of the other's worth or have adequate knowledge, and disclosure must permit a reasonable decision whether to proceed.

Michigan

MCL 566.132(1)(c) · An agreement upon consideration of marriage, except mutual promises to marry, is void unless written and signed by the party against whom enforcement is sought.
Reed v. Reed, 265 Mich. App. 131, 693 N.W.2d 825 (2005) · A Reed nondisclosure challenge must concern a material fact; schedules, actual knowledge, negotiations, and the omission's effect matter.

Minnesota

Minn. Stat. § 519.11, subd. 1b(b)(3) · A covered antenuptial agreement must be written, executed before two witnesses, and acknowledged by both parties before a person authorized to administer an oath.
Minn. Stat. § 519.11, subd. 1b(a)–(b)(1) · Each party must provide reasonably accurate material income facts, good-faith property-value estimates, and the basis for those disclosures; this requirement cannot be waived.

Mississippi

Miss. Code § 15-3-1(b) · An agreement made upon consideration of marriage, except mutual promises to marry, must be evidenced by a writing signed by the party to be charged.
Sanderson v. Sanderson, 170 So. 3d 430 (Miss. 2014) · Fair execution ordinarily requires disclosure of each party's financial assets through statements or sufficiently proved independent knowledge.

Missouri

Mo. Rev. Stat. § 451.220 · A marriage contract affecting an estate must be in writing and acknowledged or proved in the manner Missouri law specifies.
Mo. Rev. Stat. § 432.010 · An agreement made upon consideration of marriage, other than mutual promises to marry, must be written and signed by the party to be charged.

Montana

Mont. Code Ann. § 40-2-604 · A Montana premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
Mont. Code Ann. § 40-2-608(1)(b), (3) · Montana's execution-time unconscionability branch also requires no fair and reasonable disclosure, no voluntary express written waiver of further disclosure, and no adequate knowledge of the other party's property or financial obligations.

Nebraska

Neb. Rev. Stat. § 42-1003 · A Nebraska premarital agreement must be in writing and signed by both parties.
Neb. Rev. Stat. § 42-1006(1)(b), (3) · Nebraska's execution-time unconscionability ground also requires all three statutory disclosure conditions: no fair and reasonable disclosure, no voluntary express written waiver, and no adequate knowledge of the other party's property or financial obligations.

Nevada

NRS 123A.040 · A Nevada premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
NRS 123A.080(1)(c) · Nevada separately permits a challenger to prove all three disclosure conditions: no fair and reasonable disclosure before execution, no voluntary express written waiver of further disclosure, and no adequate knowledge of the other party's property or financial obligations.

New Hampshire

N.H. Rev. Stat. Ann. § 460:2-a · Two people in contemplation of marriage may enter a written interspousal contract under section 460:2-a.
In the Matter of Nizhnikov, 168 N.H. 525 (2016) · A challenger must connect an alleged omission or misrepresentation to a material fact and show that the agreement was obtained through that defect.

New Jersey

N.J. Stat. § 37:2-33 · A New Jersey premarital or pre-civil-union agreement must be in writing, have a statement of assets annexed, and be signed by both parties; it is enforceable without consideration.
N.J. Stat. § 37:2-33 · New Jersey's formality section expressly requires a statement of assets to be annexed to the agreement, independently of the current enforcement section's full-and-fair-disclosure analysis.

New Mexico

N.M. Stat. § 40-3A-3 · A New Mexico premarital agreement must be in writing, signed by both parties, and acknowledged; it is enforceable without consideration.
N.M. Stat. § 40-3A-7(A)(2) · New Mexico's execution-time unconscionability branch also requires no fair and reasonable disclosure, no voluntary express written waiver of further disclosure, and no actual or reasonably available adequate knowledge of the other party's property or financial obligations.

North Carolina

N.C. Gen. Stat. § 52B-3 · A North Carolina premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
N.C. Gen. Stat. § 52B-7(a)(2) · North Carolina's execution-time unconscionability branch also requires no fair and reasonable disclosure, no voluntary express written waiver of further disclosure, and no actual or reasonably available adequate knowledge of the other party's property or financial obligations.

North Dakota

N.D.C.C. § 14-03.2-05 · A North Dakota premarital or marital agreement must be in a record and signed by both parties and is enforceable without consideration.
N.D.C.C. § 14-03.2-08(1)(c), (3) · Unless a party had independent representation when signing, North Dakota requires a conspicuous statutory-style waiver notice or a plain-language explanation of the modified or waived marital rights and obligations.

Ohio

Ohio Rev. Code § 1335.05 · An agreement made upon consideration of marriage, other than mutual promises to marry, must be in writing and signed by the party to be charged.
Gross v. Gross, 11 Ohio St. 3d 99 (1984) · The proponent must establish full disclosure or the other party's full knowledge and understanding of the nature, value, and extent of the proponent's property when the bargain is disproportionate.

Oklahoma

Okla. Stat. tit. 43, § 121(B) · Oklahoma's equitable-property division is expressly subject to a valid antenuptial contract in writing.
Griffin v. Griffin, 2004 OK CIV APP 58 · Fair disclosure generally requires approximate information about net worth and property character before execution, not invariably exact appraisal-level detail.

Oregon

ORS 108.705 · An Oregon premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
ORS 108.725(1)(b), (3) · Oregon's execution-time unconscionability ground also requires all three statutory disclosure conditions: no fair and reasonable disclosure, no voluntary express written waiver, and no adequate knowledge of the other party's property or financial obligations.

Pennsylvania

23 Pa.C.S. § 3106(a)(2)(ii), (b) · Section 3106 defines a premarital agreement and requires an express waiver of additional financial disclosure to be in writing, but it does not state a comprehensive writing-and-signature formality for the agreement itself.
23 Pa.C.S. § 3106(a)(2) · The disclosure branch requires the challenger to prove all three conditions before execution: no fair and reasonable disclosure, no voluntary express written waiver of additional disclosure, and no adequate knowledge of the other party's property or financial obligations.

Rhode Island

R.I. Gen. Laws § 15-17-2 · A premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
R.I. Gen. Laws § 15-17-6(a)(2)(i)–(iii) · The challenger must prove no fair and reasonable disclosure, no voluntary express written waiver of additional disclosure, and no actual or reasonably available adequate knowledge of the other party's property or financial obligations.

South Carolina

S.C. Code Ann. § 20-3-630(A)(4) · Property excluded by a written contract is nonmarital property, and the statute expressly includes antenuptial agreements.
S.C. Code Ann. § 20-3-630(A)(4) · The statutory presumptively-fair treatment references full disclosure of income, debts, and assets.

South Dakota

S.D. Codified Laws § 25-2-17 · A South Dakota premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
S.D. Codified Laws § 25-2-21(a)(2), (b) · South Dakota's execution-time unconscionability ground also requires all three statutory disclosure conditions: no fair and reasonable disclosure, no voluntary express written waiver, and no adequate knowledge of the other party's property or financial obligations.

Tennessee

Tenn. Code Ann. § 29-2-101(a)(3), (c) · An action on an agreement made upon consideration of marriage generally requires a writing or record signed by the party to be charged.
In re Estate of Lester Stokes, No. W2021-00249-COA-R3-CV (Tenn. Ct. App. Feb. 17, 2022) · Stokes reversed enforcement because key cash, retirement, insurance, and other interests were omitted and full knowledge was not proved.

Texas

Tex. Fam. Code § 4.002 · A premarital agreement must be written and signed by both parties.
Tex. Fam. Code § 4.006 · Texas addresses voluntary signing and an unconscionability framework involving disclosure, written waiver, and adequate knowledge.

Utah

Utah Code § 81-3-202 · A Utah premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
Utah Code § 81-3-205(1)(b), (3) · Utah's second enforcement ground requires fraud at execution together with reasonable-disclosure, written-waiver, and adequate-knowledge conditions.

Vermont

12 V.S.A. § 181(3) · An action on an agreement made in consideration of civil marriage requires a signed writing or memorandum.
Bassler v. Bassler, 156 Vt. 353, 593 A.2d 82 (1991) · Bassler supplies Vermont's foundational disclosure, voluntariness, substantive-fairness, and unconscionability requirements.

Virginia

Va. Code § 20-149 · A Virginia premarital agreement must be in writing and signed by both parties and is enforceable without consideration.
Va. Code § 20-151(A)(2)–(B) · For Virginia's statutory unconscionability ground, the statute examines fair and reasonable disclosure and voluntary, express written waiver of disclosure beyond what was provided; agreement recitations create a prima facie presumption of factual correctness.

Washington

In re Marriage of Matson, 107 Wn.2d 479 · Procedural fairness requires full disclosure of the amount, character, and value of property involved.
RCW 26.16.120 · A community-property agreement effective at death must be written, signed and sealed, witnessed, acknowledged, and certified like a real-estate deed.

West Virginia

W. Va. Code § 48-1A-201 · A premarital agreement must be written, signed by both parties, and acknowledge that both had an opportunity to consult separate legal counsel; consideration is unnecessary.
W. Va. Code § 48-1A-601(a)(3), (b) · Adequate disclosure may rest on a reasonably accurate description and good-faith value estimate of property, liabilities, and income, a separate signed waiver, or adequate knowledge or a reasonable basis for it.

Wisconsin

Wis. Stat. § 766.58(1) · A marital-property agreement must be a document signed by both spouses; only the spouses may be parties, and consideration is unnecessary.
Wis. Stat. § 766.58(6)(c) · The resisting spouse may establish nonenforcement by proving both lack of fair and reasonable disclosure under the circumstances and lack of notice of the other spouse's property or financial obligations before execution.

Wyoming

Wyo. Stat. Ann. § 1-23-105(a)(iii) · An agreement, promise, or undertaking made upon consideration of marriage, other than the mutual promise to marry, must be in writing and subscribed by the party to be charged.
Lund v. Lund, 849 P.2d 731, 737–41 (Wyo. 1993) · Lund's record addressed whether a later amendment followed full disclosure of the nature, extent, and value of property and required a legally reviewable rationale.

Matrix and list placement describes the records in PrenupsAI's current evidence packages. It does not rank legal strictness, predict enforceability, or mean that an unlisted state has no applicable rule. Open the cited sources to inspect the underlying authority.